Comments on: Look for Loopholes in Trip Cancellation Insurance http://travelinsurancefile.com/headlines/look-for-loopholes-in-trip-cancellation-insurance-2/ Online clearinghouse for Travel Insurance News and Commentary” –Independent, Objective, Factual and Current Thu, 02 Feb 2012 19:17:42 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Milan http://travelinsurancefile.com/headlines/look-for-loopholes-in-trip-cancellation-insurance-2/comment-page-1/#comment-4159 Milan Thu, 03 Mar 2011 15:07:50 +0000 http://tif.ingleinsurance.ca/?p=183#comment-4159 Patricia: You need to get a clear, written letter from your insurer explaining precisely why they denied this claim, although most travel insurance trip cancellation policies state they will not cover cancellations due to travellers' pre-existing conditions. It sounds as if this might be your type of case, although from a distance I can't be more specific. I don't have enough details to make a wiser judgement. There is always this risk in somebody arranging "surprise" trips for a third party. Maybe your son can get his money back from the tour operator on the basis of your husbands medical instability. In any case, study your policy and get a clear written explanation from your insurer. If you can't, take your case to the Canadian Life and Health Insurance Ombudsman or the General Insurance Ombudsman, at no cost to you. You can find them online. Milan Patricia:

You need to get a clear, written letter from your insurer explaining precisely why they denied this claim, although most travel insurance trip cancellation policies state they will not cover cancellations due to travellers’ pre-existing conditions. It sounds as if this might be your type of case, although from a distance I can’t be more specific. I don’t have enough details to make a wiser judgement. There is always this risk in somebody arranging “surprise” trips for a third party. Maybe your son can get his money back from the tour operator on the basis of your husbands medical instability. In any case, study your policy and get a clear written explanation from your insurer. If you can’t, take your case to the Canadian Life and Health Insurance Ombudsman or the General Insurance Ombudsman, at no cost to you. You can find them online.

Milan

]]> By: Patricia http://travelinsurancefile.com/headlines/look-for-loopholes-in-trip-cancellation-insurance-2/comment-page-1/#comment-4146 Patricia Wed, 02 Mar 2011 21:07:39 +0000 http://tif.ingleinsurance.ca/?p=183#comment-4146 Travel flight to Tanzania had to be cancelled as my husband was not allowed yellow fever vaccination due to the medication he is on. Our insurance company refuse to pay. The flight was asurprise gift from my son so we were not responsible for organising this. Insurance company said that as he had arthritis he could not claim. There was nothing in the policy saying that if vaccinations could not be given then a claim could not go through, Travel flight to Tanzania had to be cancelled as my husband was not allowed yellow fever vaccination due to the medication he is on. Our insurance company refuse to pay. The flight was asurprise gift from my son so we were not responsible for organising this. Insurance company said that as he had arthritis he could not claim. There was nothing in the policy saying that if vaccinations could not be given then a claim could not go through,

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